The ideal car subscription for you

You are looking for an inexpensive way to drive a car in Germany? Then a car subscription is just right for you. With a car subscription, you can rent a car for a certain period of time, saving you high purchase costs and ongoing costs such as insurance, taxes or maintenance.

But which car subscription is the best for your needs? We have looked around the market and selected the best for you. A thorough analysis of the offers has shown that our partner provides the best car subscription in Germany.


Free ride: insuring the scooter properly with little effort

Riding a scooter is not only an inexpensive way to commute in the city, but also an environmentally friendly one. The increasing number of scooters on the roads shows that more and more people are choosing this method of transportation. But scooter riders should also take out insurance to be covered in the event of a claim.

Compared to cars, insuring a scooter is much cheaper. But there are a few things to keep in mind to find the right coverage and avoid subsequent costs. In this article we will show you how to properly insure the scooter with little effort and protect yourself from financial risks.


The frequently underestimated risk of occupational disability

It is a topic that is often suppressed: the loss of one’s ability to work. Who likes to think about something so negative?? But what many do not know: Occupational disability is a greater risk than you think. Especially in a society that is getting older and older, the probability of an illness leading to the loss of the ability to work is increasing.

Young people in particular underestimate the risk of occupational disability. They think they have enough time to take care of retirement planning and coverage. But even young people can and should deal with the issue at an early stage, because it is often unexpected events such as serious illnesses, accidents or psychological stress that lead to occupational disability.


Car accident – what to do if you are involved in a traffic accident?

A car accident can happen to anyone, even to the most experienced drivers on Germany’s roads. It does not matter whether it is a minor rear-end collision or a serious traffic accident. In the event of an accident, panic and uncertainty can quickly set in – especially if people have been injured. But it is important to keep a cool head and act correctly.

In this article, you will learn what you should do in the event of a car accident and what measures you should take to handle the situation in the best possible way. From recording the accident to settling the claim, here is the most important know-how you need to act properly in such an emergency.


Financial challenges from offsetting private health insurance premium refunds against insurance costs

As some policyholders in Germany have experienced in recent months, it can happen that the tax office offsets a private health insurance (PHI) premium refund against insurance costs. This can affect the self-employed and freelancers in particular, who often pay higher premiums for private health insurance than those with statutory insurance.

The offsetting of PKV repayments against insurance costs is not new, but it has increased sharply recently. The affected policyholders complain about an additional financial burden, which usually comes unexpectedly and can sometimes amount to several thousand euros.


10 Years of the lehman bankruptcy – dramatic events thereafter

The Lehman bankruptcy in 2008 is considered one of the most serious financial crises in history. The collapse of the U.S. bank not only had a global impact on financial markets and the world economy, but also had tangible consequences for millions of people. These have seen dramatic events in recent years and have had to deal with the consequences of the crisis.
The consequences of the Lehman bankruptcy were manifold. This is how a massive collapse in stock market prices and a collapse of the banking system occurred. The crisis quickly spread to other markets and led to the collapse of many businesses. Many people lost their jobs and assets and were forced to drastically change their lifestyles.
Many governments had to intervene to prevent the collapse of the financial system and to deal with the consequences of the crisis. Ten years on, it’s time to look at the dramatic events that followed the Lehman bankruptcy and examine the long-term impact of the crisis. In this article, we will look at the impact of the crisis on financial markets, the global economy and the lives of millions of people.

What happened after the Lehman bankruptcy: how the financial crisis became an economic crisis

The bankruptcy of the U.S. investment bank Lehman Brothers on 15. September 2008 marked the beginning of the financial crisis, which subsequently led to significant dislocations in the financial markets. But the impact of the crisis was not limited to the financial sector. The crisis quickly spread to the real economy and developed into a serious economic crisis.


Risks in the trade: what to look out for

Tradespeople face various challenges every day that can affect their business. Whether it’s unforeseen events like a fire or accident, or economic factors like a burglary or business interruption, there are many risks to consider. But how do you protect yourself from these risks as a business owner?

An important measure is to protect your business with suitable insurance policies. But which insurances are really necessary and which cover the individual needs of your business?? In this article, you will learn everything you need to know about protecting against commercial risks and receive helpful tips on what to look for when choosing your insurance policy.